No matter what your processing needs are, Cocard will strategize with your business and customize a plan to make every aspect of accepting payments EASY and AFFORDABLE.

Cocard offers customized strategies for a wide variety of Account Types:

• Retail and Restaurant
• Internet / E-commerce
• Mail / Phone Order
• Wireless Accounts
• Check Capture / Recovery / Guarantee
• Electronic Fund Transfers

Cocard services nearly every market and type of business, including, but not limited to:

• Retail and Restaurants
• Mail Order & Telephone Order
• Business to Consumer
• Business to Business
• Internet-Based Business/ Website Shopping Carts
• Legal Services
• Wholesale
• Seasonal businesses — Your account will only be open on the months you normally conduct business.
• Private Schools, ISDs and Colleges/Universities
• In-home and Start-ups — Low-cost processing means more revenue stays inhouse.
• Consultants and Other Fee-based Professionals — Reduce your clients' Expenses.
• Non-profits / Charities — Website Donation/Free Equipment Loaners for Fundraising Events Processing.
• Banks and Credit Unions — Cocard can help increase your deposits and represent you well.
• Associations — Online Event Registration Processing.
• Lodging and Rental Operations

Retail and Restaurant (Card Swiped Accounts)

To consider this option you should be in an environment where 80% of your customer’s are present at your place of business and that you can swipe your customer's credit card through a terminal point of sale system. This generally has the least expensive rates for processing but requires your business to purchase a terminal or point-of-sale system.

Let us make sure you are maximizing your debit, rewards, and many other Interchange discounts that may be available for your type of business.

• Cocard Gateway Virtual Terminal
• Authorize.net
• Direct API for Your Existing Site
• Website Shopping Carts
• Website Donation Buttons

A Gateway is perfect for a business that wants to process their payments at their PC. It is also for a business that uses a website with a shopping cart to automatically process online orders from their customers and non-profit and charitable organizations looking to accept donations on their website. We offer free technical support and implementation assistance for the integration of our gateway. We can also provide low-cost processing to use with your existing gateway. 

Tell us what you want your business to accomplish and we will help you customize an affordable plan.

Mail Order and Telephone Order Sales

If your business takes its credit card payment information from its customers over the phone or in written form, then we have our customized MOTO discount rate plan to reduce your cost of processing. These rates are now available for E-COMMERCE use as well.  

Stop overpaying with an incorrect rate — structure let us help.

Wireless Merchant Accounts

• Delivery services
• Outdoor markets
• Pay-at-the-table restaurants
• Kiosks
• Stadiums
• Car rental return
• Taxis
• Drive-in restaurants
• Golf courses
• Casinos

If your business is on-the-go or located where there is no phone line, there are many ways that you can still process and get secure payment approvals for your credit card transactions. Via the extensive cellular networks or WiFi hotspots, you can use a variety of different terminal types or a PC with a Gateway to conduct your payment processing. 

Accepting payments on-the-go is easy and affordable. Let us show you how.