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What makes us different

“We eliminate all risk for your business and respect your power of choice.”

We want your decision to use our company to be logical, comfortable and based on truth and full disclosure of the facts regarding the actual costs to process credit cards for your business.

We pride ourselves at being a “No Surprises” company and will always put our customer’s needs ahead of our own. Our open-ended agreements have No Cancellation Fees and No Hidden Charges, allowing us to earn your business day after day, with the utmost highest levels of customer service available and excellent customizable rates, while providing you with the flexibility to change should you choose.

We know there are many other processors available for you to choose from, but we understand what it takes not only to earn your business at the beginning, but also how to maintain a mutually beneficial relationship for the long term.

Once you experience the Cocard difference you will be convinced that all processors are not the same.


We are changing what is to be expected from merchant credit card processing company and we feel that the unique combination of services offered below is only available when you partner with Cocard:

  • Live Customer Service
  • Non-Binding Customized Rates
  • No Long-Term Contracts
  • No Account Set-Up Fees, No Hidden Fees and No Cancellation Fees
  • No Surprises or Risk for Our Customers
  • Fully disclosed Qualified, Mid-Qualified and Non-Qualified Rate Categories
  • Separate Rewards Rate Categories
  • Interchange Plus Contracts Available
  • 24/7 Online Merchant Account Summary
  • Next or Second Business Day Bank Deposits
  • Virtual Terminal for PC-based Processing
  • Full Integration for New and Existing Website Shopping Carts
  • Non-Profit Donation Buttons for Website Contributions at Normal Processing Rates
  • Merchant Accounting Packages
  • Check Guarantee and Check Recovery Programs
  • Remote Check Capture Options
  • Wireless and Cell Phone Processing Options
  • Low-Cost New and Refurbished Equipment Pricing
  • 4-Hour Equipment Replacement for our Greater Austin Clients; Overnight for all Others
  • Free Short-Term Event Equipment Loaners
  • Customized Gift Card and Loyalty Programs
  • Electronic Funds Transfer Accounts

At Cocard, we hope to provide you with a single resource for all of your business payment solution needs. We will always provide you with the highest level of honesty and integrity when discussing your payment options because we understand how important the right choice is for your business is and we want to be your long-term trusted business partner.

Cocard will provide you with all the information you need to completely understand the processing industry so that you can make good decisions for your business.

Privacy Policy: ©2012 Jacor Inc, Jacor Inc, All Rights Reserved. Jacor Inc dba/Cocard® is a registered agent of EDC Processing Services, a member of COCARD. COCARD is a registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek, CA. COCARD is a registered ISO/MSP of First National Bank of Omaha, Omaha, NE. American Express® requires separate approval.  Powered by Verritech.